SAVE MONEY! A LITTLE AT A TIME!
Saving money doesn’t have to be so hard. In fact it should be pretty easy if you have a plan, and stick to it. Here is how I do it.
One thing we are doing to save money is, cutting out renting movies. They all come out on TV eventually, so we’re going to wait til then. Although I’m sure we’ll still go to the theater occasionally.
Paying our bills on time is going to be a priority, to avoid those late fees. Some are just $5, some are more. If the late fee is $5, that’s a savings of $60 a year. Considering all of our bills, you can save a lot of money that way.
Look over all your bills and try to set up a payment plan. That way you can pay them around pay day. If possible, pay them ahead of time. Some utility companies have a budget plan. That way it’s always the same amount and you know what to expect. And you can schedule that amount in your budget.
Learn Vest is a website where you can set up a budget for yourself. It’s free to use and I think it’s very helpful. It tracks your spending, which always helps.
As you can see from my button up top, we put all our change in a piggy bank. We do that every night, and you’d be surprised how quickly it adds up. When it’s full, we put it up in the top of our closet, under some things. And start a new one. And this year, I’m not going to touch it, no matter what!
A new thing I”m trying this year is, I’m putting all my quarters in a secret, hidden place. I’m planning on using those for birthday presents, and anniversaries. I’m hoping this will help out. I think it will.
Another new thing for this year is, we’re not going to eat out more than twice a month. Sometimes we get pretty bad at that. I mean it’s so easy to do that instead of cooking on some nights. So I’m going to try to plan all my dinners at the beginning of the week.
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momndaughters
My story is also here about loving addicts, recipes, and crafts.
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We spend a lot less on movies than most people spend on cable. We don’t have cable and don’t need it thanks to hulu, amazon, and other streaming services. It saves us a lot of money!
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